response to federal policy response to federal policy and service requirementsand service requirements

FIRST ASSIGNMENT:
In response to federal policy and service requirements, health insurance plans are increasingly developing high-deductible insurance policies and narrow networks. These types of policies require the consumer to pay more out of pocket. To portray this in a positive light, this trend has been labeled as “consumer-based” to suggest that the consumer must pay more from their own funds, and thus, encourage consumers to make better health care choices. On the other hand, this could be labeled as a burden on the consumer.
Title: Consumer and Provider Costs 
Write a 350- to 525-word article that identifies and evaluates the impact that federal or state health care policies have on consumer costs. Explore both positive and negative effects.
Publish the article on your own social media account (e.g., LinkedIn, Facebook, etc.), or post it on a health care message board of your choice.
Include a citation of your article in your assignment.
Cite 3 reputable references to support your assignment (e.g., trade or industry publications, government or agency websites, scholarly works, or other sources of similar quality).
SECOND ASSIGNMENT
Post a 260- to 350-word response to the following question as a New Message into the discussion area:

• Should cultures within the United States be expected to set aside some traditions or beliefs and integrate under a united social contract?

Cite at least 2 peer-reviewed, scholarly, or similar references.
Format your citations according to APA guidelines.
Read and respond to two of your colleagues’ responses with feedback or suggestions regarding their thoughts